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Help: Finding Money During a Crisis

If you're experiencing financial difficulties beyond being redeployed or accessing financial assistance from Centrelink, you may benefit from reducing your costs.

Simple Tips That Can Make the Biggest Differences During Crisis Times

  • Work out exactly what your financial situation is. And work out how you can live on your reduced income or welfare payments. You may have a financial cushion: e.g. severance pay, leave entitlements or savings you can access. Try to spin any monies out as far as possible.

  • You may have accrued loyalty points or credit points. Now could be a great time to use them.

  • You could cancel any non-essential subscriptions and club memberships for a time

Office Work

  • Some utilities offer price reductions if you pay your bills by the due date. If you can't afford to pay your bills you could  approach one of the many charities for a cash payment, otherwise ask to pay it off over time

  • You may be able to access advice from one of the financial counselors available through many major charities. They're used to advising people who's finances are meager

  • Eating at home is a great way of saving money. Check out the money saving tips

We are living in extraordinary times at the moment. If others offer assistance, take it. Sometimes relatives or friends may feel it's a  privilege to assist you, because they love you. And one day, when you're back on your feet you can repay it, or pay it forward to another.

An elderly aunt gave us $500 when we were going through a major crisis. And as our situation improved we gave that same gift, repeatedly to others, to help them through.


You too can get through this.

Online Shopping

  • When I was in a real crisis situation I didn't go to a shopping centre (or onto any online shopping site for six months.) What I didn't see I didn't miss buying.

  • I paid off credit cards as they fell due. Many have interest rates around 20+%

  • Renegotiating your housing loan so you're paying less interest could assist. If you're unable to make loan repayments you could see if your bank will let you use any excess payments you've already made to cover your loan. They are likely to have other offers that also may suit you. But read the fine print.

Men with Calculator

DISCLAIMER: N.B. This is what I would do but it may not necessarily work for you in your current circumstance. All information provided is generic only and you are recommended to seek advice from a registered financial advisor.

I highly recommend checking out Time savers for Healthy Meals.

And for more Parent Self-Care ideas go to:

Best Parenting is a high quality parenting website designed with child and family success in mind. It highlights what successful parents do differently to those who struggle. Best Parenting provides free online resources for busy parents who want the best practical advice on: how to give kids a best start in life, better tips for parenting toddlers, effective child rearing strategies, behaviour management tips, successful goal setting and organizational strategies for successful families, easy family dinner recipes, self-care tips for time-poor parents and free kids learning games. The aim of Best Parenting is to provide quality practical parenting tips and advice to best help children and families succeed, using the convenience of a website.

This website provides examples of what worked for me over decades and you are welcome to use these ideas as you see fit but you do so at your own risk. Best Parenting does not provide any guarantee that this information will work in every circumstance with every family or with every child. It is your responsibility as a user of this website to ensure that you adhere to any recommended safety suggestions either implicit or explicit on this site and supervise your children while playing any games suggested. Similarly users of this website are advised to follow any recommendations for seeking professional advice as all information on this site is generic. Best Parenting is an independent website and is not affiliated with any other groups, clubs, religious organizations or educational systems.


Best parenting takes time. The best parenting advice ever is simple: Do your best, don't give up and love your children, no matter what.

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